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Wants vs Needs A Look at Personal Consumption Do you ever just stop to ask yourself, 'Do I need this?' or 'What would happen if I didn't buy this?' If you're making a cake you will need the eggs and flour. If you see a gorgeous black shirt that stops you in your tracks the answer might be a little more muddled. How many black shirts do you already own? If you didn't buy this one would your wardrobe go without or would your pocket book go without if you did buy it? With the rush to own things as a way of determining our identity and self-worth sometimes we forget who we are and what is really important in life. We need food, shelter and clothing. That doesn't mean we need to buy everything gourmet, a home that is financially beyond our realistic means, or the entire women's (or men's) department at Nordstoms. It means we need enough food to stay properly nourished, a home within our means, and enough clothing so that if we are wearing the same pair of pants day-after-day it's a choice, not because they're the only pants we own. Consumption can be a dirty word and an obsessive behavioral pattern in a person's life. It runs rampant in our society. Personal consumerism is worth looking at. Would you be any less of who you are if you didn't own that green polka dot shirt that you might wear once. One of the problems people run into is when they spend more than they have and simply can't get a handle on their finances. It leads them to seek help through traditional loans and sometimes even cash advances. Think before you spend what you don't have. Ask yourself if the purchase is a 'need' or a 'want'. Then choose your purchases carefully because chances are the Jones will be moving on anyway so what they have versus what you have will be irrelevant... as should always be the case.
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